Zywicki Testifies Before Congress on Medical Debt and Bankruptcy

On July 17, 2007, Professor Todd Zywicki  testified before the United States House of Representatives, Committee on the Judiciary, Subcommittee on Commercial and Administrative Law on the topic of "Working Families in Financial Crisis: Medical Debt and Bankruptcy."  

Professor Zywicki has testified a number of times before Congress on issues of consumer bankruptcy law and consumer credit. He is the author of more than 50 articles in leading law reviews and peer-reviewed economics journals and is a frequent commentator on legal issues in the print and broadcast media.

"Perhaps some here think that medical care is too expensive these days. I express no opinion on whether that is the case or if so what should be done to address the problem. It does seem obvious however, that bankruptcy law is not the appropriate place to try to deal with the problem of an overly expensive health-care system. Bankruptcy law should be concerned with striking an appropriate balance between debtors and creditors, including those in the health care system. Current law accommodates these concerns well and there is no need for further consideration at this time."

Read Zywicki's testimony